<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">

    <!-- Homepage -->
    <url>
        <loc>https://hotlister.com.au/</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>daily</changefreq>
        <priority>1.0</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/images/og-home.jpg</image:loc>
            <image:title>hotLister — Australia's all-in-one property platform</image:title>
        </image:image>
    </url>

    <!-- Property Search -->
    <url>
        <loc>https://hotlister.com.au/search</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>hourly</changefreq>
        <priority>0.95</priority>
    </url>

    <!-- Discover (Tools / Membership) -->
    <url>
        <loc>https://hotlister.com.au/discover</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.95</priority>
    </url>

    <!-- Sell -->
    <url>
        <loc>https://hotlister.com.au/sell</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>

    <!-- Engage (Buyers Agent) -->
    <url>
        <loc>https://hotlister.com.au/engage</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
    </url>

    <!-- SMSF Property -->
    <url>
        <loc>https://hotlister.com.au/smsf</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.85</priority>
    </url>

    <!-- Property in Super — main landing page (Aussie SMSF property strategy) -->
    <url>
        <loc>https://hotlister.com.au/property-in-super</loc>
        <lastmod>2026-05-18</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.95</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/images/og-property-in-super.jpg</image:loc>
            <image:title>How Aussies use their Super to invest in property</image:title>
        </image:image>
    </url>

    <!-- Property in Super Check — 60-second eligibility check (conversion LP) -->
    <url>
        <loc>https://hotlister.com.au/property-in-super-check</loc>
        <lastmod>2026-05-18</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/images/og-property-in-super.jpg</image:loc>
            <image:title>Property in Super Check — 60-second eligibility check</image:title>
        </image:image>
    </url>

    <!-- About + Contact -->
    <url>
        <loc>https://hotlister.com.au/about</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.7</priority>
    </url>

    <!-- Articles Hub -->
    <url>
        <loc>https://hotlister.com.au/articles/</loc>
        <lastmod>2026-05-03</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.85</priority>
    </url>

    <!-- Article: What to Consider Before Buying a Rental Property -->
    <url>
        <loc>https://hotlister.com.au/articles/what-to-consider-before-buying-a-rental-property.html</loc>
        <lastmod>2026-05-03</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.85</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/articles/images/og-buying-rental-property.jpg</image:loc>
            <image:title>What to Consider Before Buying a Rental Property</image:title>
        </image:image>
    </url>

    <!-- Article: Why Australian Home Prices Keep Climbing -->
    <url>
        <loc>https://hotlister.com.au/articles/why-home-prices-keep-climbing.html</loc>
        <lastmod>2026-05-18</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.8</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/articles/images/og-supply-crisis.jpg</image:loc>
            <image:title>Why Australian Home Prices Keep Climbing</image:title>
        </image:image>
    </url>

    <!-- Article: Interest Rates Rise Again, But Why? -->
    <url>
        <loc>https://hotlister.com.au/articles/interest-rates-rise-again-but-why.html</loc>
        <lastmod>2026-05-07</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/articles/images/og-interest-rates-v3.jpg</image:loc>
            <image:title>Interest Rates Rise Again, But Why?</image:title>
            <image:caption>RBA at 4.35%. Chalmers blames the war. Bouris explains the spending. We follow the money.</image:caption>
        </image:image>
    </url>

    <!-- Article: The Housing Gap -->
    <url>
        <loc>https://hotlister.com.au/articles/the-housing-gap.html</loc>
        <lastmod>2026-05-11</lastmod>
        <changefreq>monthly</changefreq>
        <priority>0.9</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/articles/images/housing-gap/og.jpg</image:loc>
            <image:title>The Housing Gap · Why Property Prices Are About Supply, Not Rates</image:title>
            <image:caption>2.18 million new Australians. 530,000 new homes. The math behind every rent rise and every price jump.</image:caption>
        </image:image>
    </url>

    <!-- Article: Federal Budget 2026 Explained for Property Investors -->
    <url>
        <loc>https://hotlister.com.au/articles/budget-2026-property-reality-check.html</loc>
        <lastmod>2026-05-14</lastmod>
        <changefreq>weekly</changefreq>
        <priority>0.95</priority>
        <image:image>
            <image:loc>https://hotlister.com.au/articles/images/budget-2026/og.jpg</image:loc>
            <image:title>Federal Budget 2026 Explained for Property Investors: CGT, Negative Gearing and SMSF</image:title>
            <image:caption>What is grandfathering? What does it mean for you? When does it kick in? The 2026 Federal Budget for property investors, in plain English.</image:caption>
        </image:image>
    </url>

    <!-- Privacy Policy -->
    <url>
        <loc>https://hotlister.com.au/privacy</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>

    <!-- Terms & Conditions -->
    <url>
        <loc>https://hotlister.com.au/terms</loc>
        <lastmod>2026-05-15</lastmod>
        <changefreq>yearly</changefreq>
        <priority>0.3</priority>
    </url>

</urlset>
